The VISA Prepaid Card is a Non Reloadable stored-value card. It is neither a credit card, nor a NCUA insured deposit account. This card is issued by Numerica Credit Union pursuant to a license from Visa U.S.A, Inc. Your Card may be used at merchants who accept VISA debit cards worldwide. Terms and conditions. Apply. APR Annual Percentage Rate. .25 rate discount with direct deposit into Numerica checking of $100 monthly. Rates as low as. 7.99 APR . Numerica Credit Union s Credit Card Calculator. Serving members in the Spokane region, North Idaho, Tri-Cities Kennewick, Pasco, Richland and Wenatchee for over 80 years. Numerica Credit Union understands that life and money are in constant motion. Unlike a big bank card, this card has a lower interest rate because it is with the credit union. Numerica s Visa Platinum also earns rewards on everyday purchases that you can redeem for airline miles for that trip back home , gift certificates, or cash. SPOKANE VALLEY, WA – Almost 300 wallets containing nearly $30,000 in gift cards to local businesses will be dropped by Numerica Credit Union around local communities Nov. 28 in honor Creativity has a brain wave signature as well alpha waves pulsing out of the brain s right hemisphere. This is considered the readiness state for sudden insight meaning not the revelation itself, rather its precursor condition. Interestingly, Kalama s observation that Hamilton never panicked may also play a role, as it now seems that without a calm, relaxed frame of mind, the brain is incapable of switching from beta-dominant localized networks to alpha-driven widespread webs. As of August 2013, Facebook re-allowed contests to be administered on Page Timelines , not just through third-party apps like Woobox, Shortstack, and Heyo. Businesses can Yet, this type of servitude is normal. We re taught to strive for the latest and greatest regardless of consequence. It leaves us indentured for years, condemning us to lifestyle imprisonment and the more stuff you buy that you can t afford, the longer your jail sentence becomes. Check your notifications the number in the red box at the top of your screen indicates how many you have. When using Twitter, follow your best practices for business in the offline world. Sure, it s a more casual form of communication, but you re still looking to make a good impression.